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    These days of austerity and also relative stress and anxiety about having debt, some people balk about the idea of employing a credit card to make purchase of merchandise or perhaps pay for a trip, preferring, instead just to rely on a tried in addition to trusted means of making settlement – raw cash. However, if you possess the cash there to make the purchase in whole, then, paradoxically, this is the best time for them to use the card for several reasons.